EU Referendum Discussion, Thursday 23rd June |
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6th August 2017, 10:10 PM
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#461
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Queen of Soon
Joined: 24 May 2007
Posts: 74,092 User: 3,474 |
Yeah I'm on my third PCP deal
The difference between this market and mortgages is that it's not vulnerable to interest rate rises so it's standard bad debtors they have to be worried about. Although it certainly needs more regulation. I've gone through credit checks each time but the main issue imo is that unlike mortgages there's no consideration given to affordability. You can say the same about payday loans, credit cards and loans tbh. These deals are typically underwritten by the car manufacturers. Any Renault-Nissan deal worldwide goes through RCI Banque which is a bank fully owned by Renault SA. That's the common practice. So if it goes bust it hurts the car companies, not the wider financial services sector. (My current deal is with BMWs finance company. I've had ones with Volkswagen Finance and Banque PSA when I had a Citroën - this racket is 100% the automotive industry's internal mess) |
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7th August 2017, 10:51 AM
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#462
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BuzzJack Legend
Joined: 18 July 2012
Posts: 22,856 User: 17,376 |
That's your opinion, not a fact. http://www.independent.co.uk/voices/brexit...n-a7104016.html https://www.theguardian.com/commentisfree/2...-multinationals Yeah not really facts just maybe benefits if we create industry - How? - and as it says making wages less exploiting workers etc etc. There are no actual real proposals for any gov support for the former and the latter would not get voted for. How about refusing yo pay benefits and forcing people to work for peanuts sweeping streets instead that would be popular... |
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7th August 2017, 03:10 PM
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#463
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
My underlying analogy for Brexit is - where would America be now if they'd been too timid to fight for *their* independence...
This post has been edited by vidcapper: 7th August 2017, 03:10 PM |
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7th August 2017, 03:20 PM
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#464
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Queen of Soon
Joined: 24 May 2007
Posts: 74,092 User: 3,474 |
You've just compared a blueberry to Pluto.
Brexit and the 13 colonies gaining independence are not even remotely comparable things |
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7th August 2017, 04:18 PM
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#465
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I'm so lonely, I paid a hobo to spoon with me
Joined: 6 February 2010
Posts: 12,908 User: 10,596 |
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8th August 2017, 05:19 AM
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#466
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
You've just compared a blueberry to Pluto. Brexit and the 13 colonies gaining independence are not even remotely comparable things I beg to differ - both involved a centralized power undermining autonomy, and both were overseas powers over whom influence was very limited. Given the current administration, maybe not the best time to ask that question. I was thinking economically, rather than politiclally. On a side issue, given the choice between Clinton & Trump, I would have had to have chosen the latter, as the slightly lesser of two evils, |
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8th August 2017, 09:18 AM
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#467
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I'm so lonely, I paid a hobo to spoon with me
Joined: 6 February 2010
Posts: 12,908 User: 10,596 |
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8th August 2017, 10:12 AM
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#468
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
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8th August 2017, 11:45 AM
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#469
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BuzzJack Legend
Joined: 18 July 2012
Posts: 22,856 User: 17,376 |
I beg to differ - both involved a centralized power undermining autonomy, and both were overseas powers over whom influence was very limited. I was thinking economically, rather than politiclally. On a side issue, given the choice between Clinton & Trump, I would have had to have chosen the latter, as the slightly lesser of two evils, The Eu is an institution largely defined and created by the UK, as was the Americas, an imperialist invasion of a foreign land (the native Americans were NOT reclaiming America for Americans, chucking out the immigrants - the UK WERE the immigrants). The colonies were under the powers of the UK, the EU (apart from some legislation which benefits all) is not "ruled" by a foreign power, it's a mutual democratic arrangement for trade and peace amongst democratic countries. That's what Churchill and Thatcher saw it as. The EU didn't make us go to war with Iraq or The falklands, that was purely a British decision, as was the electorate decision to reduce the power of batty May. Nothing alike whatsoever. Trump is a nutjob who lies in every breath, can't string a sentence together and cares about no-one but himself and his own family. Pretty much says it all that he is prepared to put the whole planet at risk as long as he gets richer himself. Clinton isn't and wasn't in politics for her own welfare, her husband already is rich. Doing it for the less powerful. Magnanimous reasons, however one might view her ability to do that. I think she is very smart, and Trump very very very very very dumb. |
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8th August 2017, 11:46 AM
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#470
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BuzzJack Legend
Joined: 18 July 2012
Posts: 22,856 User: 17,376 |
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8th August 2017, 02:35 PM
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#471
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
Trump is a nutjob who lies in every breath, can't string a sentence together and cares about no-one but himself and his own family. Pretty much says it all that he is prepared to put the whole planet at risk as long as he gets richer himself. Clinton isn't and wasn't in politics for her own welfare, her husband already is rich. Doing it for the less powerful. Magnanimous reasons, however one might view her ability to do that. I think she is very smart, and Trump very very very very very dumb. Then what does it say about here that she *still* couldn't win... avoiding the question yet again... I merely responded to a sarcastic comment, with one of my own. |
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8th August 2017, 02:55 PM
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#472
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Buffy/Charmed
Joined: 18 April 2013
Posts: 44,108 User: 18,639 |
That she lives in an extremely sexist society?
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8th August 2017, 03:07 PM
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#473
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Howdy, disco citizens
Joined: 16 January 2010
Posts: 12,775 User: 10,455 |
Goodness, we're still talking about Trump/Hilary more than half a year on? In a thread about the EU? If we could TRY to bring this discussion back on topic, that would be most excellent.
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9th August 2017, 06:11 AM
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#474
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
It will be hard for Little Englanders to hide the fact they were fooled by cleverer men and that they voted for Brexit this time thanks to social media, article sharing, arguments, etc. So, like Vidcapper, they will double-down and blame everything on us, decry us undemocratically as 'remoaners' - a tag which is DANGEROUSLY undemocratic and stifling of democratic debate - and blame the RU, like they did recently in that UNBELIEVABLE DailyMail article. I can assure you that I have been an opponent of the EU for a long time - long before social media even *existed* in fact! Goodness, we're still talking about Trump/Hilary more than half a year on? In a thread about the EU? If we could TRY to bring this discussion back on topic, that would be most excellent. It kinda drifted once I drew an analogy between Brexit, and the American Revolution. |
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9th August 2017, 09:45 AM
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#475
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BuzzJack Legend
Joined: 18 July 2012
Posts: 22,856 User: 17,376 |
I can assure you that I have been an opponent of the EU for a long time - long before social media even *existed* in fact! and ive been a supporter since we joined as it heralded peace in Europe after decades of war and misery and mass death, and the stark and poverty-stricken UK pre-EU has become relatively affluent as part of the EU. This is not a co-incidence. Nor is the fact that very right-wing Hitler-lovers hate the EU with a passion. Especially rich ones and racist ones. And, no I'm not suggesting everyone who loathes the EU is the above. Most of them just haven't got a clue about politics and the real world and what lies ahead for a nation as unprepared for reality as this one. No plan one year-on, and with 12 months left to cram 5 years worth of trade talks and skilled vital industry relationships into. Not. A. Chance. |
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9th August 2017, 11:18 AM
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#476
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
and ive been a supporter since we joined as it heralded peace in Europe after decades of war and misery and mass death Oh really, I wasn't aware that WW2 ended in 1973... QUOTE and the stark and poverty-stricken UK pre-EU has become relatively affluent as part of the EU. This is not a co-incidence. Nor was the oil crisis that was happening in the early 70's...QUOTE Nor is the fact that very right-wing Hitler-lovers hate the EU with a passion. Especially rich ones and racist ones. We know why *they* hate it, but they have never been more than 1-2% of the UK population, and the referendum was won by a larger margin than that. QUOTE And, no I'm not suggesting everyone who loathes the EU is the above. Most of them just haven't got a clue about politics and the real world and what lies ahead for a nation as unprepared for reality as this one. No plan one year-on, and with 12 months left to cram 5 years worth of trade talks and skilled vital industry relationships into. Not. A. Chance. But ask yourselves *why* we were unprepared. Because the arrogant establishment had ignored growing euroscepticism for decades, and didn't believe that voters were strong enough to resist the constant pro-EU inculcation. Their misreading of the public mood is why we were unprepared, and I don't believe that would have made *any* difference if that had been known in advance - politicians & civil servants are *paid* to sort out problems like this, it's about time they earned their overinflated salaries! |
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9th August 2017, 07:47 PM
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#477
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BuzzJack Legend
Joined: 18 July 2012
Posts: 22,856 User: 17,376 |
Oh really, I wasn't aware that WW2 ended in 1973... Nor was the oil crisis that was happening in the early 70's... We know why *they* hate it, but they have never been more than 1-2% of the UK population, and the referendum was won by a larger margin than that. But ask yourselves *why* we were unprepared. Because the arrogant establishment had ignored growing euroscepticism for decades, and didn't believe that voters were strong enough to resist the constant pro-EU inculcation. Their misreading of the public mood is why we were unprepared, and I don't believe that would have made *any* difference if that had been known in advance - politicians & civil servants are *paid* to sort out problems like this, it's about time they earned their overinflated salaries! Oh where do I start... WW2 may have ended in 1945 but UK misery didn't. Nor did wars or "conflicts" it was involved in. You might want to try Wikipedia for a handful of the many results - admittedly outside Europe, cos you know Churchill & co were trying to make a lasting peace there (successfully). The oil crisis has nothing to do with this thread, it was cartels rationing. None of them European. My Hitler-ref was more aimed at farage, who y'now, was a major persuader in the referendum and a decade before leading up to it.. The UK is unprepared as a nation. That applies specifically to the Leavers who lied. Lied totally. They said it would be easy and it isn't. Remainers are not obliged to make the case or do anything to make it a success, as they are not involved in the process. The responsibility lies totally with Leavers. If it fails it's their fault. If they haven't done their homework (which the EU itself has told them get down to for the last 13 months) no-opne else is to blame. They are. You are over-simplifying the specialist knowledge required for all aspects of national life which we don't have because IT'S ALL BEEN DONE BY THE EU FOR OUR BENEFIT FOR THE LAST 40 YEARS. The UK pays poorly for the level of skills needed. Why do you think the government is desperately trying to entice skilled non-EU people from Canada and New Zealand (for example) to do what we can't? Pay peanuts you get chimps. Fact of life. It's going to cost a fortune to hire specialists in dozens of fields which will then need to be made permanent if we wish to trade with the rest of the world and meet their regulations on all sorts from air travel to agriculture, IT to customs, border-control to aerospace. Just. not. going. to. be. done. in. 12 months. it's. impossible. That's the sort of issues that the pea-brained morons in charge are trying to ignore as if it's going to go away by sticking their tiny little ego-stuffed heads into the sand. Not gonna happen. Sorry. 12 months to wait and see. |
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14th August 2017, 06:59 AM
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#478
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Paul Hyett
Joined: 4 April 2006
Posts: 25,346 User: 364 |
A hypothetical 2nd referendum
What should be done differently a second time? Different wording for the question? [alternative wordings would be interesting] Implicitly be stated as binding rather than advisory? Anything else? |
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14th August 2017, 07:29 AM
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#479
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Buzzjack's Finest Alcoholic.
Joined: 19 November 2011
Posts: 10,367 User: 15,367 |
We know why *they* hate it, but they have never been more than 1-2% of the UK population, and the referendum was won by a larger margin than that. Not to be pedantic Vidcapper but in terms of UK population, the referendum was won by 1.93%, so judging by your estimate it *could* have been "right-wing Hitler lovers" that swung the referendum. |
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14th August 2017, 07:43 AM
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#480
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Buffy/Charmed
Joined: 18 April 2013
Posts: 44,108 User: 18,639 |
I *meant* that people can't deny they voted for Brexit after thr virulent social media posts, so they won't be able to do th VERY human thing of, I never supported Brexit!! once it all goes to shet.
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