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crazy chris
post 10th November 2019, 05:59 PM
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QUOTE(Envoirment @ Nov 10 2019, 02:22 PM) *
Well that shows how much you pay attention to student loans. £9,000+/year for a minimum of 3 years (4 if you do a foundation year or a 4 year masters course). That's £27,000 minimum. Add on the ridiculous interest rates of 6.6%/month or whatever it is now and the debt easily increases into £40,000+. That's only the base student loan, not taking into account the extra money you can get loaned to help with living costs.



I do know the amounts as my daughter had it all to pay back but it was all written off as she died. Didn't realise the interest rates though. Actually thought it was interest free.


This post has been edited by Freddie Kruger: 10th November 2019, 06:01 PM
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mald487
post 10th November 2019, 08:15 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 05:14 PM) *
I'm hardly ranting on as you put it. If people only discussed stuff that they have experience of there'd hardly be any discussion in this world. What about all the pub conversations going on every night? Not everyone has to experience something to discuss it.


Of course you can have opinion and discuss whatever you want, but don´t be surprised when people who have had direct experience of something and know how it works struggle to give your view much credibility.

Don´t be taken aback when somebody has 30K debt to their name and you´re there saying "oh its not much money", that they may feel a bit y´know.....miffed?


This post has been edited by mald487: 10th November 2019, 08:16 PM
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mald487
post 10th November 2019, 08:17 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 05:12 PM) *
I'll be 60 in January so I think further education for me would be a bit of a waste of time don't you?



Um no...??? Never to old for opening your mind up to new ideas and spreading your horizons.

You might find it does you some good.


This post has been edited by mald487: 10th November 2019, 08:18 PM
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crazy chris
post 10th November 2019, 08:22 PM
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QUOTE(mald487 @ Nov 10 2019, 08:17 PM) *
Um no...??? Never to old for opening your mind up to new ideas and spreading your horizons.

You might find it does you some good.



I have no time for house-work and dog-walking. Is there a degree in chart hits of the 70's?
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mald487
post 10th November 2019, 09:01 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 08:22 PM) *
I have no time.


I find that hard to believe.
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mald487
post 10th November 2019, 09:02 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 08:22 PM) *
Is there a degree in chart hits of the 70's?



I don´t know. It´s been some time since I completed mine. There will be plenty of music related degrees though.
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Silas
post 10th November 2019, 10:14 PM
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QUOTE(Freddie Kruger @ Nov 9 2019, 11:42 PM) *
We can't afford for it to be free though. We've elderly people and mentally ill teenagers in hospitals and mental hospitals as there are no places for them in the community. Plus sick and disabled are being found fit for work and having their benefits stopped due to cutbacks. The country has to tighten it's belt. Student loans are fine. If they want further education after 18 then lend them the money and let them pay it back. It's common sense.

Theres f***ing thousands of nominations for title of your stupidest post but this one absolutely landslides it

We can afford it to be free. Most places in Europe cope just fine. Scotland copes just fine.

The country doesn’t need to tighten its belt, its not a household. The country tightening its belt covers every single damn thing you mention in sentences 2 and 3. Nothing else. Austerity is 100% solely to blame.

You could do with some further education. You might learn, finally, that Tory ideology and “things that are in the best interests of the country” displayed as a Venn diagram are two circles with quite a lot of blank space between them
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crazy chris
post 10th November 2019, 10:56 PM
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QUOTE(mald487 @ Nov 10 2019, 09:02 PM) *
I don´t know. It´s been some time since I completed mine. There will be plenty of music related degrees though.



My niece's best friend's dad is a lecturer in popular music. A degree in pop music? rolleyes.gif Must be the most Mickey Mouse degree ever. Waste of funding and three years.


This post has been edited by Freddie Kruger: 10th November 2019, 10:56 PM
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Calum
post 10th November 2019, 11:03 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 10:56 PM) *
My niece's best friend's dad is a lecturer in popular music. A degree in pop music? rolleyes.gif Must be the most Mickey Mouse degree ever. Waste of funding and three years.

Oh piss off. I'm assuming you think that 'waste of funding' should instead be poured into the DWP so you can get a few more cans of cider a week?

From taking a look just now at just one university's prospectus for a degree in popular music, students can study the likes of music journalism, music management, business leadership, ethics, music in film, while at the same time gaining actual experience by performing at live venues. On top of that, universities also work with music labels so through this so-called Mickey Mouse degree, someone could find themselves with some decent contacts in the industry when they graduate.

But of course, what a massive waste of money. drama.gif
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J00prstar
post 10th November 2019, 11:14 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 10:56 PM) *
My niece's best friend's dad is a lecturer in popular music. A degree in pop music? rolleyes.gif Must be the most Mickey Mouse degree ever. Waste of funding and three years.


Clearly at least one person is employed in it...
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crazy chris
post 10th November 2019, 11:15 PM
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We don't live in North Korea Calum and I'm entitled to my opinion. May be different to yours but hey-ho. Do you want us all to act like robots and think exactly the same about everything? rolleyes.gif

Haven't interacted much with you here and have no wish to as your first two sentences are so rude. rolleyes.gif


This post has been edited by Freddie Kruger: 10th November 2019, 11:20 PM
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crazy chris
post 10th November 2019, 11:17 PM
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QUOTE(JüpaHulaHula @ Nov 10 2019, 11:14 PM) *
Clearly at least one person is employed in it...



Yeah his taste in bands leaves a lot to be desired too. Have never heard of most of them. rolleyes.gif
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Calum
post 10th November 2019, 11:20 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 11:15 PM) *
We don't live in North Korea Calum and I'm entitled to my opinion. May be different to yours but hey -ho.

Ahh, when in doubt resort to the standard Chris response of: "you may be right, but I don't arm myself with any facts whatsoever or educate myself before I make flippant comments on things I have absolutely no idea about, so instead say that I'm entitled to an opinion and nothing else".
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crazy chris
post 10th November 2019, 11:20 PM
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QUOTE(Calum @ Nov 10 2019, 11:03 PM) *
Oh piss off. I'm assuming you think that 'waste of funding' should instead be poured into the DWP so you can get a few more cans of cider a week?



I would think most students drink far more alcohol than me in a week.


This post has been edited by Freddie Kruger: 10th November 2019, 11:21 PM
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crazy chris
post 10th November 2019, 11:22 PM
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QUOTE(Calum @ Nov 10 2019, 11:20 PM) *
Ahh, when in doubt resort to the standard Chris response of: "you may be right, but I don't arm myself with any facts whatsoever or educate myself before I make flippant comments on things I have absolutely no idea about, so instead say that I'm entitled to an opinion and nothing else".



I do know a bit about students as my late daughter was one. I fail to see what's wrong with lending them the money and they pay it back gradually when they start work. Had this argument with my daughter's friends the other week and one girl left as she lost the argument. She said "I'm going Chris, before I say something about your lifestyle that I'll regret and wouldn't be fair to Rachel" rolleyes.gif


This post has been edited by Freddie Kruger: 10th November 2019, 11:25 PM
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Calum
post 10th November 2019, 11:27 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 11:22 PM) *
I do know a bit about students as my late daughter was one.

I'm not talking about students though, am I? unsure.gif I'm talking about a degree in popular music. Do you read posts before trolling?
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crazy chris
post 10th November 2019, 11:29 PM
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QUOTE(Calum @ Nov 10 2019, 11:27 PM) *
I'm not talking about students though, am I? unsure.gif I'm talking about a degree in popular music. Do you read posts before trolling?



Yes I do. So what in your mind is a so-called Mickey Mouse degree then?

I thought my daughter took the wrong degree and told her so. Where would English Lit and Journalism have got her? She got a 2:1 but had no job 7 months later but some of her friends had them. It's all about Accounting or the Sciences these days.


This post has been edited by Freddie Kruger: 10th November 2019, 11:32 PM
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coi
post 10th November 2019, 11:31 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 11:29 PM) *
Yes I do. So what in your mind is a so-called Mickey Mouse degree then?

I thought my daughter took the wrong degree and told her so. Where would English Lit and Journalism have got her? It's all about Accounting or the Sciences these days.

Journalism could get you into, I don't know, being a journalist?
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crazy chris
post 10th November 2019, 11:34 PM
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QUOTE(coi @ Nov 10 2019, 11:31 PM) *
Journalism could get you into, I don't know, being a journalist?


Yeah but very hard to get in to unless you know someone. Wife's employer's friend knows the boss at Sky News and Kay Burley but Rachel didn't want any favouritism. Her best friend did Maths at Oxford and has a good job now. Good pay and grumbles she's starting to pay her student loan straight away. Gave her a few verbal life lessons but she wasn't too impressed. They do say the truth often hurts. biggrin.gif


This post has been edited by Freddie Kruger: 10th November 2019, 11:39 PM
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coi
post 10th November 2019, 11:35 PM
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QUOTE(Freddie Kruger @ Nov 10 2019, 11:34 PM) *
Yeah but very hard to9 get in to. Her best friend did Maths at Oxford and has a good job now. Good pay and grumbles she's starting to pay her student loan straight away. Gave her a few verbal life lessons but she wasn't too impressed.

It's not too difficult to get into, loads of local newspapers offer jobs in it for a start.
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