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THE BIG HOUSING DEBATE, Election issue #1

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Doctor Blind View member profile	29th April 2015, 05:26 PM Post #21
#38BBE0 otherwise known as 'sky blue' Joined: 27 October 2008 Posts: 16,173 User: 7,561	Renting is not dead money, that is a mantra repeated by trapped home owners to convince themselves that after having over-leveraged themselves massively in order to 'buy' a house (which they don't and won't own for another 25 to 30 years when the mortgage is paid down), they are better off than those who haven't. In Germany the model of renting works very well for instance... House/asset prices are unsustainably high and very soon there will be some quite large deflation in prices because wages are very unlikely to increase as the global economy stagnates and globalisation puts a downward pressure on them.


Kath View member profile	29th April 2015, 05:28 PM Post #22
BuzzJack Legend Joined: 24 February 2007 Posts: 20,625 User: 2,980	QUOTE(Common Sense @ Apr 29 2015, 06:09 PM) She resents paying taxes for people to stay on Housing Benefit in rented places for life. She said that young people should do more to help themselves. Yes - I resent my taxes going straight into the pockets of unscrupulous private landlords too! As for moving where the cheaper properties are - they are usually in places where there is little work. As for 'leaving a property to your kids' - forget it! When you become old you'll have to sell it to pay for your care home fees - so your kids start off at square one anyway! This post has been edited by Kath: 29th April 2015, 05:29 PM


Kath View member profile	29th April 2015, 05:28 PM Post #23
BuzzJack Legend Joined: 24 February 2007 Posts: 20,625 User: 2,980	Why am I doing this? Editing but going into the 'quote' option! Stupid cow! This post has been edited by Kath: 29th April 2015, 05:29 PM


crazy chris View member profile	29th April 2015, 05:32 PM Post #24
BuzzJack Legend Joined: 7 March 2006 Posts: 22,001 User: 53	QUOTE(Mart!n @ Apr 29 2015, 06:25 PM) Bricks are also good for smashing politicians house windows if we want to get technical on this Lol. Can we start with that twt IDS, Iain Duncan Smith then, for all his welfare cuts and picking on the sick and disabled. I see he's not been seen much on TV or the campaign trail and failed to turn up to a meeting of all candidates in his ultra safe constituency. This post has been edited by Common Sense*: 29th April 2015, 05:35 PM


Doctor Blind View member profile	29th April 2015, 05:34 PM Post #25
#38BBE0 otherwise known as 'sky blue' Joined: 27 October 2008 Posts: 16,173 User: 7,561	Housing benefit shouldn't be required for those in work, but then most of the 'jobs' than the Conservative and Liberal Democrat government claimed to have created in this new FANTASTIC economy (that has declining manufacturing and construction) are paying nowhere near enough. So tax revenues are down and we end up paying more out of that tax to as Kath says unscrupulous private landlords. It's a total mess, and I doubt any party will seriously address the problem - which is a TOTAL LACK OF AFFORDABLE HOUSING.


crazy chris View member profile	29th April 2015, 05:37 PM Post #26
BuzzJack Legend Joined: 7 March 2006 Posts: 22,001 User: 53	QUOTE(Doctor Blind @ Apr 29 2015, 06:34 PM) Housing benefit shouldn't be required for those in work, but then most of the 'jobs' than the Conservative and Liberal Democrat government claimed to have created in this new FANTASTIC economy (that has declining manufacturing and construction) are paying nowhere near enough. So tax revenues are down and we end up paying more out of that tax to as Kath says unscrupulous private landlords. It's a total mess, and I doubt any party will seriously address the problem - which is a TOTAL LACK OF AFFORDABLE HOUSING. Agreed, wages should be high enough for people to not need HB but then if they were higher why shouldn't they, with a deposit for a home, get a mortgage? Every house that comes on the market here, London E6, is sold very quickly for buy to rent. Landlord with multiple properties snap them up I've been told, sometimes without even seeing them or a survey being done. One near us went in 2 days, yes, you guessed, buy to rent. This post has been edited by Common Sense: 29th April 2015, 05:39 PM


Doctor Blind View member profile	29th April 2015, 05:40 PM Post #27
#38BBE0 otherwise known as 'sky blue' Joined: 27 October 2008 Posts: 16,173 User: 7,561	QUOTE(Common Sense @ Apr 29 2015, 06:37 PM) Agreed, wages should be high enough for people to not need HB but then if they were higher why shouldn't they, with a deposit for a home, get a mortgage? Absolutely, I'm just arguing that at the moment with a very top end market (likely to collapse) it would be a bit silly to load up with huge debt you can barely afford to pay back at record breaking emergency low interest rates when you could quite easily end up in negative equity and paying back double or even triple what you expect to if interest rates increase slightly. You could end up with nothing!