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jakewild
post Feb 24 2016, 03:42 PM
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i try to pay for as much as possible with cash cos it definitely helps me reign in my spending seeing it slowly wither away from my wallet but then nights out always end in the card making an appearance when I remember I'm actually a roc-a-fella. contactless is the DEVIL

how do u spend that hard earned $$
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Christmas Cherry...
post Feb 24 2016, 03:44 PM
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I've started using apple pay and it still terrifies me

I usually pay by card because I barely ever have cash on me. even at the school canteen we have contactless payment cards. I'm the opposite though, I'm better at controlling my spending on my card because with cash once I break a note it will pretty much go
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Liаm
post Feb 24 2016, 04:04 PM
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Card usually which I really shouldn't do, I find that I'll spend less if I have cash because you physically see it go laugh.gif But with a card you can go to town, use it a few times, spend like £100 and not even care because you don't physically see the money go so it feels like you're not spending it, almost, until you look at your balance drama.gif
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t=SpunderfulXmas
post Feb 24 2016, 04:08 PM
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Cash. Not that I've never used a card before (apart from gift cards to order on eBay)

Having cash just seems safer and more secure. Hackers can't crack and hack your pockets! laugh.gif
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Slade
post Feb 24 2016, 04:14 PM
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I tend to use cash mostly! I do have a card but there are cashpoints like everywhere, one at Uni for example. I like to monitor what I spend and having physical cash there helps me with that, rather than the temptation of splashing out with my card. Debit card I only really use for online transactions I guess.
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Yuki On Ice~
post Feb 24 2016, 04:15 PM
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Cash is always much much better for your wallet. I really control where I use my card (weekly food shop where I know how much I'm spending + extraordinary purchases where I might not have the cash on me really), while especially making sure to use cash whenever I'm out for the night.

And I just like the feeling of using cash far more, it makes the transaction seem more significant.
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t=SpunderfulXmas
post Feb 24 2016, 04:21 PM
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And if you're on the run from the government for whatever reason, they can cancel your card and if you're not prepared with physical cash, then basically you're f***ed.
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burbe
post Feb 24 2016, 05:10 PM
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QUOTE(princess_lotti @ Feb 24 2016, 03:44 PM) *
I've started using apple pay and it still terrifies me

I usually pay by card because I barely ever have cash on me. even at the school canteen we have contactless payment cards. I'm the opposite though, I'm better at controlling my spending on my card because with cash once I break a note it will pretty much go


Me too. It's much easier to control your spending with a card because you can actually see what you're spending your money on later on when you've got none left (sad.gif) and like you say, I find it very easy to use up money once I've broken into a note. I rarely carry cash around and if it's needed, there's usually a conveniently located cash point somewhere.
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Styles Bilinski
post Feb 24 2016, 05:20 PM
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I'm not here for companies who don't do contactless yet (get with the times Sainsburys)

Use my card like 98% of the time, it's easier to just tap than get money out to hand over, have the person serving you work out the change or whatever. I'll basically only use cash if it's somewhere that doesn't accept card payment (like a market stall).
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mdh
post Feb 24 2016, 06:16 PM
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I haven't got a card for obvious reasons, but I can't say i'm looking forward to getting one - buying with cash seems a lot easier and more convenient - at school we pay with our thumb (?????? why?) and I just don't see the point. Too much technology sad.gif nono.gif sad.gif
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152chris
post Feb 24 2016, 06:22 PM
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card always and forever
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MauriahChristmaz
post Feb 24 2016, 06:25 PM
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Card but cash outside my country.
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Styles Bilinski
post Feb 24 2016, 06:37 PM
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QUOTE(mdh @ Feb 24 2016, 06:16 PM) *
buying with cash seems a lot easier and more convenient


Can you explain this to me? tongue.gif In the simplest form, paying with card only requires a tap. It saves fishing the right amount of money out of your wallet, waiting for change, saves on trips to a cash machine. I totally get why people would prefer to pay with cash for some reasons posted further up, but I don't see how it's easier or more of a convenience.
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Rooney
post Feb 24 2016, 06:41 PM
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Card always, I find it much easier to track my spending. I buy most things with my credit card tbh, which I use as my debit card. Keeps a great credit rating, I get cashback on it and I pay it off later.

I always use contactless when I can, unless I'm drunk - it's so much easier!
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Winter Wombatlan...
post Feb 24 2016, 06:43 PM
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I now have a contactless so I doubt I'll really need to pay with cash ever again kink.gif

I use cash when I'm on holiday (though my Caxton FX card has proved a very useful alternative there) or away from home, and when I'm out as it saves time when at a bar and always keep a few tens in my wallet, but I use card for the majority of purchases I make, it's a lot quicker and easier, and crucially for me you don't need to worry about carrying round loads of useless change and whether you have enough money on you to pay for it.


This post has been edited by Chez Wombat: Feb 24 2016, 06:43 PM
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Yuki On Ice~
post Feb 24 2016, 06:49 PM
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It's so satisfying handing over a couple of silver coins (that as useless change, you otherwise wouldn't care about) for stuff you need. I mean with cash in general it is easier for me as I only look at my bank statement every now and then.

But then I don't have a contactless card (which is what you really need to make it more convenient) and that just sounds scary to my thrifty ways.

QUOTE(Jaspine Thompson @ Feb 24 2016, 04:21 PM) *
And if you're on the run from the government for whatever reason, they can cancel your card and if you're not prepared with physical cash, then basically you're f***ed.


Also I don't feel the importance of this statement is being considered. Team Cash all the way.
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Regina
post Feb 24 2016, 06:49 PM
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I have a debit card and maybe used it only once laugh.gif I always prefer cash, but I do have my card on me at all times incase I run into trouble.
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Santa's Coming
post Feb 24 2016, 06:50 PM
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The one time i used a card i got......carried away.
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Regina
post Feb 24 2016, 06:55 PM
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I told you that you can't buy sex workers with your card Toby.
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Santa's Coming
post Feb 24 2016, 07:00 PM
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It was just that one time.
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