With credit card fraud, internet banking fraud getting worse, has anyone ever been a victim of this modern day highway robbery. I have not been so far, but I know someone who has. They had their credit card details cloned and got the bill for thousands of pounds of goods. :cry:

knew someone who got their card done and the people went on holiday to russia

Hi Brian,

Yes, It happened to me as someone used my details to create a false account.

 

It turned out it was someone I knew and they where desperate for money.

Basically Rent+Food, exceeded there income, so they thought they would run up debts on my behalf.

 

After being informed by a credit agency I was able to piece together some vague information, I then spoke to the person concerned, who initally denied it, but later came clean and I helped them out and all was resolved and worked out fine.

 

The credit reference agency handled the situtation very well I was most impressed.

I can't go into any more details unfortunately, it being a public forum and all, but basically that part of the system is good.

Hi Brian,

Yes, It happened to me as someone used my details to create a false account.

 

It turned out it was someone I knew and they where desperate for money.

Basically Rent+Food, exceeded there income, so they thought they would run up debts on my behalf.

 

After being informed by a credit agency I was able to piece together some vague information, I then spoke to the person concerned, who initally denied it, but later came clean and I helped them out and all was resolved and worked out fine.

 

The credit reference agency handled the situtation very well I was most impressed.

I can't go into any more details unfortunately, it being a public forum and all, but basically that part of the system is good.

 

good you were able to sort it out, but in most cases it comes as a terrible shock that someone could access your identity and spend your hard earned money :wacko:

good you were able to sort it out, but in most cases it comes as a terrible shock that someone could access your identity and spend your hard earned money :wacko:

Yes, I guess this was good, I was contacted before anything was spent.

 

It was an x girlfriend and gave us something to work through.

I know about another situation, but I'm a little vague on the facts.

 

It's a friend of a friend called Keith, Keith lives in London, he had a work assignment to somewhere, Malaysia I think. I'm not sure how long, but a few weeks plus.

 

When he got back home to the UK, in the mail was a large credit card bill (20K ?) detailing spending he never did. The spending was I think buying highstreet goods in the UK. Which obviously he couldn't do when out in Malaysia. Keith rang the credit card the day he got home, and pointed out the errors. They got back to him saying they couldn't do anything about it, because it was not reported to them in the required time period. Not sure what the period was in this case.

I don't know what happened next, I haven't heard from him for a while, but my last report was that things looked bleak.

Perhaps there was some legal way to challenge it, but I don't know for sure.

 

 

The security on my credit/debit cards is really tight these days. If I spend more than a few hundred dollars in a day, the card will be declined and I have to call the bank to tell them it's okay. If I spend money in any foreign country, I have to do the same thing. Also if I buy something from New York (online, for instance) and then Chicago within a few minutes, they'll call me to make sure it's okay.

 

It can be annoying. But, for instance, a few months back my friend got a call from his bank and they asked "Did you try to buy $4,000 in airline tickets?" He said no, the card was immediately canceled, and he never had any fraudulent charges.